What is a common use for batch downloads in finance?

Batch downloads in finance are commonly used for downloading large data sets to a database. This method is efficient for handling large volumes of data that need to be processed, stored, or analyzed later. Financial institutions often deal with extensive datasets, including transaction history, market data, or customer information, which can be cumbersome to manage on an individual transaction basis. By aggregating this data and performing batch downloads, organizations can ensure that all relevant information is collected and stored in a centralized location for further analysis or reporting.

The other options generally refer to processes that require real-time interaction or handling smaller sets of data. Individual transaction processing focuses on single transactions, which is not suitable for the batch download method. Analytics modeling often requires processed data rather than the raw data typically downloaded in batches. Creating real-time reports requires immediate data access and processing, which is contrary to the nature of batch operations that are performed offline or at scheduled intervals.